How Not To Be A Victim
There are plenty of stories of people losing their health, money and identity to scammers. Totally and completely unethical, these egomaniacs play on the desperation, fears, hopes and dreams of innocent people. They know people will pay most any price to relieve their frustration and pain and try to make life better for themselves and their love ones.
These shysters use clever schemes to defraud millions of people every year. They often combine sophisticated technology with age-old tricks, adding new twists to old schemes and pressure people to make important decisions on the spot. Their goal: TO GET THEIR HANDS ON YOUR MONEY and/or your PERSONAL INFORMATION, which will actually get them more money.
Sometimes it's tough to know who to believe. There are so many people making ridiculous claims, it's insane. Day after day, you get hit with hype after hype. Outrageous claims that are totally bogus. But here's the thing, FRAUD is one of the few crimes in which victims can decline to participate, if they recognize the warning signs and that's where the FTC and FBI can help you.
The purpose of the Federal Trade Commission, is to protect consumers by enforcing consumer protection laws that prevent fraud, deception and unfair business practices. Whether combating telemarketing fraud, internet scams or price fixing schemes. The FTC conduct investigations, sue companies and people that violate the law. They also educate consumers and businesses about their rights and responsibilities. They collect complaints about hundreds of issues from data security and deceptive advertising to identity theft.
Another big wheel in your corner is the FBI. For decades the Federal Bureau of Investigation has been dealing with criminals faking IDs, from check forgers to fugitives on the run. Now, the threat is more pervasive and the scams more sophisticated than ever.
A stolen identity is a powerful cloak of anonymity for criminals and terrorists and a danger to national security and private citizens alike. Though the FBI, along with other federal agencies and state and local law enforcement, have rooted out many perpetrators and have brought them to justice, the battle rages on.
Hi, I'm Newell Paige, a recent retiree from a federal installation, where for 31 years I've worked in Security and Payrolls. It was my job that put me in contact with government agencies who dealt with unscrupulous people who will do anything to make a dollar. I've always detested fraudsters, I don't understand how these people can feel any respect for themselves when they've caused so much hardship for others.
My family recently endured such hardship when an 83 year old relative lost $3,000 in a sweepstakes scam. My elderly relative's lost and the constant headlines of innocent people being swindled everyday is what prompted me to write Swindlers, Scoundrels and Other dirty Double Dealers.
My mission is not only to warn people about these crooks, but to show you how they set up their operation and lure the innocent into their web. I also want to let you know, all is not hopeless, there is help available to you - just a phone call or email away.
Jammed packed with 353 pages of information, Swindlers, Scoundrels and Other Dirty Double Dealers will provide you with an incredible arsenal of weapons at your disposal. I'm talking about addresses, telephone numbers and government websites, where you'll find the help you need to take on any fraudster.
Not only will you learn how to recognize some of the most sophisticated scams in the country, but you'll know how to position yourself to be in control and not allow these scumbags to hoodwink you. You'll no longer be at their mercy or feel intimidated by the high pressure tactics used by these thugs. Below are just a few examples of what you'll find in Swindlers, Scoundrels and Other Dirty Double Dealers.
- Adoption schemes: Heartache and thousands of dollars lost
- Read this before your next trip to the ATM
- Many of you have seen these Car Title Loan ads - "No Credit Check", "No Proof of Employment" "Get Cash Today" - Title loans are expensive and there are better alternatives
- Bankruptcy, not as easy as the TV lawyers want you to believe and why is the FBI involved?
- Charity - Know what questions to ask before you give
- You've just won a foreign lottery, the letter you received in the mail saids so and the enclosed cashier's check makes it authentic - even the banks get taken on this one
- "Credit Problems - No Problem" "We can resolve bankruptcies and bad loans" "We can erase your bad credit - 100% Guaranteed" - Follow their advice and you could go to prison
- Credit Card Interest Rate Reduction - you can handle this yourself, you have more clout than you think
- Online Dating Scams - Hold on to your wallet
- Looking to get that GED - Find out why some online high schools did not make the grade
- Why is the FBI warning consumers about Gift Cards
- Government Grant Scams - Why throw away your money for information about getting grants when the government gives you all the information you'll ever need for FREE
- Grandparents scam - Investigate before sending the money
- Health Scams, also known as the trillion dollar industry
- Do you know how to tell if an online pharmacy is legal?
- Learn the truth and warning about dietary supplements
- Reverse Mortgage Scams - Engineered by professional people in real estate and financial services. Their job is to steal homes from unsuspecting Senior Citizens. I have to wonder if these people sleep at all.
- Debt Elimination Schemes - These schemes generally involve websites advertising a legal way to dispose of mortgage loans and credit card debts. Don't you believe it!
- Internet Extortion involves hacking into and controlling databases, promising to release control back to the company or individual if funds are received, usually between $200 and $10,000
- Ever get ond of these emails? "We suspect an unauthorized transaction on your account. To ensure that your account is not compromised, please click the link below and confirm your identity" OR "Our records indicate that your account was overcharged". "You must call us within 7 days to receive your refund". DON'T DO IT!!!
- Find out what to do if your phone and mobile devices are infected with malware
- That new or used car looks great, all polished and shiny. Do you know if it's a flood damaged car? Thousands were sold after Hurricane Sandy. What to look for and who to call if you should get scammed
- What are the warnings from the FDA about filling in those wrinkles. Learn the side effects of super anti-aging products. Find out what really works and when you are just wasting your money
- A pill that can make your brain 15 years younger? Many bought into this claim
- Someone calls and saids you must join their prescription plan or you'll lose your Medicare coverage. What would you do?
- "Lose Weight While You Sleep - No Exercise", "Eat All You Want and Still Lose Weight" - Outrageous and dangerous claims
- You get a phone call, the person on the other end saids they work for Medicare and need to verify your bank account number. Here's what you should do
- You get a call from the IRS, or so the caller saids, the reason? The IRS is filing a lawsuit against you for unpaid taxes. DON'T BELIEVE THESE CROOKS!!! Do you know that scammers can rig caller ID to appear as if the real IRS is calling. Call this toll free number to report these scammers to the real IRS
- Not many people know about this scam - House Stealing. Criminals can steal your house while you and your family are still living there. What you need to know to protect your valuable possession
- Learn about FREE tech support scams and how they operate
- How to protect your personal information when using public wi-fi hotspots such as coffee shops, libraries, airports, hotels and universities
- Kids and mobile apps - what you need to know before downloading for you children
- Looking for a job? Plenty of scams online. Learn which websites offer legit employment
- Jury Duty scams - very effective, don't fall for this one
- Learn where to go to get FREE help from Government websites that will protect your computer from bugs, viruses and scammers
And the list goes on and on. By now I guess you know you're up against some brutally tough opponents. But, to give you more ammo you will receive 4 BONUSES with your purchase of Swindlers, Scoundrels and Other Dirty Double Dealers.
BONUS 1 - What your government wants you to know before buying a new or used car or leasing.
- "Only 99.00 a Month" "Zero to Low Interest Rates" "0 Due at Leasing" "No Haggle Prices" - These ads can really take you for a ride. Know what is required to qualify for discounts and special offers.
- Learn how to get the best price for your trade-in. Buying used? Know how to research frquency of repairs, maintenance costs and recalls. Telephone numbers and websites included.
- What about AS IS and "No Warranty" purchases, Warranty of Merchantability, Warranty of Fitness and Manufacturer's Warranty, do you know the difference?
- You've probably seen these ads - "Buy a car from us and we'll pay off your car loan no matter how much you owe" - It's not that simple. Get the full scope BEFORE you sign on the dotted line.
- Auto Loan Modifications Scams - The FTC warns, don't be tempted by companies that promise to lower your monthly car payments.
- Renting a car? Why your driving record is so important.
- Compare the differences between buying and leasing. Know your rights and responsibilities and much more included in this 66 page ebook.
BONUS 2 - Debt Collectors - Are They Breaking The Law?
- The first thing you should know DON'T BE BULLIED. I don't care how much money you owe, YOU STILL HAVE RIGHTS.
- See what the law saids about debt collectors contacting you and how to legally STOP them from contacting you.
- Can debt collectors garnish your bank account, wages, federal benefits like Social Security, Veteran's Benefits, Disability Benefits etc.? Get the facts.
- Find out how you can sue debt collectors up to $500,000
- What to do if banks should freeze your accounts.
- Learn about Time-Barred Debt - When debts are too old to be paid. Find out the statue of limitations on old debt. You may not have to repay.
- "We Can Stop Foreclosure - 97% Success Rate - Guaranteed To Save Your Home". All signs of a foreclosure rescue scam. If you are having trouble paying your mortgage, go to this website or call their toll free number to get FREE help from the Federal Government. Help is available 365 days a year, 7/24.
- This 72 page ebook is loaded with FREE help from a variety of government agencies.
BONUS 3 - How To Recover From Identity Theft
- 138 pages that explains how to take charge of a bad situation. Not only the FBI, but local law enforcement are with you every step of the way- you just have to know who to contact.
- Know the warning signs that someone has stolen your identity
- The first 4 critical steps you must take immediately
- How to keep your personal information secure on and offline
- How to remove bogus charges from your accounts
- Know the difference between a fraud alert and credit freeze and when to use them
- How to get copies of documents the identity thief used
- Stopping debt collectors from trying to collect debts you don't owe
- Call this number to correct your credit report
- If you suspect someone has used your Social Security number on a tax return, here's a special number to call
- Helping a child victim of identity theft
- What to do if a criminal should use your personal information when they are arrested
- Where to report stolen checks and what to do if a thief passes a bad check in your name
- Who to contact if someone has tampered with your investment accounts
- What to do about bankruptcy filed in your name
- A thief may use your personal and financial information to get telephone, cable, electric, water and other services. Number to call if you discover fraudulent accounts
- Who to call about fraudulent student loans
- What to do if your information is lost or stolen, but your accounts don't show any problems
- Protecting your computer and mobile devices
- Identity theft protection services, get the details before you buy. Why the FTC forced Life Lock to refund $100 million dollars to their customers
- Websites and telephone numbers of government offices should you need help
- Sample Letters: dispute letter for credit card charges, Dispute letter for ATM/Debit Card transactions, Identity theft letter to credit burreau, Identity theft letter to debt collectors and much more
BONUS 4 - What The FTC Wants You To Know About Credit Card & Loan Schemes
- Automatic Debit Scam is unauthorized withdrawals from your checking account. Learn how the scam works and how to protect yourself
- Credit Cards - What to do about errors, disputes and unauthorized charges
- What to do if a company blocks your credit or debit card and how to avoid blocking
- Advance Fee Loans - Signs of a scam
- Student Loans - How to spot deceptive student loan practices
- Payday Loans - Very expensive, there are better alternatives
- Home Equity Loand and Credit Line Loans - Know the facts, BEFORE you sign on the dotted line
- How to shop for a Reverse Mortgage - Many of you would do better taking out a loan at your local bank or credit union.
Get more information on Loans, Credit Cards and Mortgages in this 76 page ebook and remember, if you should ever need help or suspect a scam, the FBI and FTC are just a phone call away. CLICK HERE to order Swindlers, Scoundrels & Other Dirty Double Dealers and get instant download.